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Home & Garden

Products –

Prestige Home

Designed for High and Ultra High Net Worth individuals who may have multiple properties or require a bespoke solution for their needs.

  • Worldwide all risk Policies including Buildings, General Contents, Fine Art, Antiques & Collectables and Valuables
  • Cover for UK domiciled risks including main, second, holiday, family and staff homes
  • Policy wording free from onerous security conditions
  • £100,000 unspecified single article limit for Fine Art, Antiques & Collectables
  • £30,000 unspecified single article limit for Valuables
  • Pairs, Sets & Suites
  • Rebuilding Cost Guarantee for premises insured and appraised
  • Alternative Accommodation up to 5 years
  • Unlimited Trace and Access
  • Market Appreciation Cover for Fine Art, Antiques, Collectables and Valuables
  • Large loss waiver at £10,000
  • Home upgrade following flood or escape of water claims
  • No cost, post loss security survey with a 25% contribution to risk improvements

Prestige Home Documents

Full terms and conditions of the insurance contract can be found in your Policy and Schedule.

Home Plus

Designed for Mid Net Worth individuals who require something more tailored to their needs. For example, valuable items over standard single article limits

  • Policies can include Buildings, General Contents, Fine Art, Antiques & Collectables and Valuables on a worldwide all risk basis
  • All risks worldwide cover for UK domiciled risks
  • Policy wording free from onerous security conditions
  • £50,000 unspecified single article limit for Fine Art, Antiques & Collectables
  • £15,000 unspecified single article limit for Valuables
  • Pairs, Sets and Suites
  • Rebuilding Cost Guarantee for premises insured and appraised
  • Alternative Accommodation up to 3 years
  • Finding a Leak (Trace and Access) up to £25,000
  • Market Appreciation Cover for Fine Art, Antiques, Collectables and Valuables
  • Large loss waiver at £15,000
  • Home upgrade following flood or escape of water claims

Home Plus Documents

Full terms and conditions of the insurance contract can be found in your Policy and Schedule.

Forms and Questionnaires for All Products

Please Note: These PDF forms can be completed on-screen, but you must download them and use Adobe Acrobat Reader to complete them. If you fill them in using a web browser (such as Google Chrome or Microsoft Edge) you will be unable to save your completed forms.